An annuity rate that beats most CDs.
Fixed 5.70% APY growth¹
No hidden fees or commissions
Earn and withdraw your money at any age2 3
Flexible terms between 3-10 years
Purchased through a bank
Make your money work harder. By choosing to deposit more, you get a higher guaranteed interest rate.
Get started
Enter some basic information to get started. Our online application can be done in under 10 minutes.
Fund your annuity by a checking or savings account.
To manage your account and see your growth, simply log into your Gainbridge® portal for real time updates.
Use the FastBreak™ calculator to see how much you can earn.
See what Gainbridge® customers have to say
While you can buy purchase our annuities fully online, we believe in real people to help real people. Our team of experts are ready to answer your questions. Reach us by phone, 1-866-252-9439, email team@gainbridge.io, or contact us here.
A- (Excellent) financial strength rating of insurance company by AM Best.4
Your money grows at a fixed, guaranteed rate for the entirety of your term, protecting you from market fluctuations.
Gainbridge® is a proud subsidiary of Group 1001, which has approximately $66.8B of combined assets under management as of September 30, 2024.
By offering annuities directly, we eliminated the middleman, getting rid of hidden fees and commissions, putting more money back in your hands.
No, FastBreak™ is a non-tax deferred annuity. The main difference between FastBreak™ and a Certificate Deposit (CD) is FastBreak™ is issued by an insurance company, Gainbridge Life Insurance Company, while a CD is issued by a bank. Otherwise, a FastBreak™ annuity has fixed rates and interest taxable as earned like a CD.
FastBreak™is issued by Gainbridge Life Insurance Agency while a Certificated of Deposit (CD) is issued by a bank.
In the first year, you can withdraw up to 10% of your initial premium or RMD. Starting in the second year, you can withdraw up to 10% of the contract anniversary’s contract value. These are the maximum amounts you can withdraw without incurring a surrender charge or market value adjustment in a given contract year. However, if you are under age 59 ½ an IRS tax penalty won't apply to any withdrawal amount.
